Insurance deductibles for auto insurance are the amount you agree to pay out of pocket before your car insurance coverage kicks in. For example, if your deductible is AED 1,000 and the repair cost is AED 5,000, you'll pay the first AED 1,000, and your insurance will cover the remaining AED 4,000. This process ensures that both you and the insurance company share the cost of any claim.

When you do an insurance check online, it’s important to understand that choosing a higher deductible usually lowers your monthly premium. However, while this saves you money in the short term, it means you’ll pay more out of pocket when you need to make a claim. Carefully evaluating your car insurance needs can help you decide the deductible amount that best fits your financial situation.

Reviewing your car insurance options through an insurance check online is a smart way to compare different policies. Each car insurance provider may have various deductible amounts and rules, so it's essential to read the details. Selecting the right deductible amount helps you balance your monthly expenses and your ability to cover unexpected repair costs.